Medicinal advances have drastically enhanced the survival rates of individuals who endure basic ailments, for example, cancer, stroke and coronary illness. The hospital expenses may accompany a critical money related cost that impacts both you and your loved ones. Usually, spontaneous costs may make you financially uncomfortable.

Critical illness protection plans from Ivikinsurance offers the monetary help to pay the expenses related to life-changing diseases. On the off chance that you end up debilitated with a sickness secured by your policy and endure the holding up period, you’ll get a singular amount money installment. Furthermore, not at all like reimbursed medical coverage benefits, you choose how to spend the cash.

Why Critical illness Insurance?

With changing lifestyle every other person lands into the critical disease that ends up in hospital. Moreover, the prices have increased which may push you to pay more. It is not a good idea to compromise with your life because of fewer funds. The worry is over. Give your life freedom and independence. Let the major diseases get a comfortable cure and not making you bankrupt. Plan your better and healthy future today.

Why Ivikinsurance?

We closely know your needs. We don’t fit people into insurance plans. We make insurance plans for people. We know the value of your hard earned money. Blending the practical aspects with the emotional concerns, in our USP. Finding the best possible plans with minimum investment and a maximum cover is what makes us stand apart.

Don’t ruin your wanderlust but make it secure with travel insurance. Be prepared for the worst. Emergencies don’t need a pre booking. They may be travelling along with you.

A Travel Insurance Plan can secure and cover you against therapeutic and other budgetary crises that may happen amid your travel.

A Travel Insurance Plan will either repay for your treatment at the medical center or enable you to pick the emergency clinic where you want the essential treatment.

Contingent upon the insurance plan you pick, you might be completely or partially secured. When looking for Travel Insurance Plan, think about policy features, advantages and costs, and request a checklist of what is incorporated and what isn’t.

Are you looking for best agency in Canada for RRSP? It’s the saving policy introduced by the Govt. of Canada that allows individuals to save money while he or she is earning and exempt tax on it. The saved money or its dividends can be withdrawn in the later stages of life when there is a need for money and there is no other income source. Make your retired life worth and enjoyable with timely saving during the working years of your life. Talk to us today for the plans and policies which will surely help you to waive off taxes and saving

Now the money won’t be any hurdle in your further education. We also specialize in Registered Education Savings Plans that will surely help in funds arrangement for yourself and helps in tax rebate as well. Feel free to talk and let’s make your process of RESP smoothest, fastest and easiest. Stop your search for the best agency for RESP in Canada and call us today.

Why Ivikinsurance?

We closely know your needs. We don’t fit people into insurance plans. We make insurance plans for people. We know the value of your hard earned money. Blending the practical aspects with the emotional concerns, in our USP. Finding the best possible plans with minimum investment and a maximum cover is what makes us stand apart.

Tax-Free Savings Account also known as TFSA is one of the upcoming tax savings option in Canada. Now it’s time to reach bigger dreams with TFSA accounts which are quite fleixible when it comes to long term investments and tax savings. Get your TFSA account with ease and speed and start saving your money. Ivikinsurance will be there for you, for sure.

Why Ivikinsurance?

We closely know your needs. We don’t fit people into insurance plans. We make insurance plans for people. We know the value of your hard earned money. Blending the practical aspects with the emotional concerns, in our USP. Finding the best possible plans with minimum investment and a maximum cover is what makes us stand apart.

What is life insurance?

Life insurance can ensure the money related security of your loved ones by giving them a tax-exempt installment after saying goodbye to life. The sum and sort of inclusion you pick will rely upon your conditions and needs. The expense of untimely disaster protection you purchase as an individual relies upon your age, sex, wellbeing, medical history and way of life you live.

Do you really need Life insurance?

Who will look after your loved ones after your death? Family security is its ultimate purpose. Its most essential capacity is to supplant the income that would stop at the demise of the protected.

What are the types of Life insurance that are available in Canada?

There are broadly two types of Insurances. The time-bound insurance (life term insurance) which you keep it for the hard times when your kids are growing and purely dependent on you. The other one is permanent life insurance which remains valid/active until you die. The cost changes accordingly.

When you need life insurance?

Somebody you bolster will at present need your salary when you’re never again alive to win it.

You’re probably going to pass on leaving a substantial obligation and you need it paid without eating into the capital of your request.

You need to reserve your money to pay burial service costs, assessments, and probate charges.

You need to leave cash you wouldn’t generally have to a relative, companion, or philanthropy.

Why Ivikinsurance?

We closely know your needs. We don’t fit people into insurance plans. We make insurance plans for people. We know the value of your hard earned money. Blending the practical aspects with the emotional concerns, in our USP. Finding the best possible plans with minimum investment and a maximum cover is what makes us stand apart.

Disability Insurance is intended to supplant a part of your salary in the event that you end up debilitated and can’t earn back. An inability can result from various causes, including damage, a genuine disease or a mental/emotional wellness issue. Also, the length of being a handicap can be either short or long term.

There are various types of disability protection inclusion, including single insurance plans and group insurance, just as government designs, for example, laborers’ remuneration/compensation and perks covered under the Canada Pension Plan.

Types of plans

Non Cancellable (Non-Can)
This type of plan cannot be cancelled by the Insurance Company or premiums increased.

Guaranteed Renewable (GR)

You can renew the plan yourself and this cannot be cancelled by the Insurance Company. Premiums can be increased but only on a Class basis.

These are financially and medically underwritten at time of application

Conditionally Renewable (CR)
These plans can be renewed only one the class basis. Any changes at singular level is not possible for these class of plans. The benefit is usually provided by the companies in form of earned income or gross revenue choices. These are recommended for self employed, small business owners, independent consultants, group of people and any people’s body that require group benefit.

Especially elderly people who are travelling abroad are usually prone to get sick due to altered weather conditions and old age. And believe us, getting sick outside your country is a curse in itself. It can prove itself the biggest nightmare. Just believe, a limited resource and help and getting into a hospital that too far from your loved ones.

The rule book says visitor insurance is as important as your passport when you are travelling abroad. Now visit aboard without worry with special visitor insurance plans by Ivikinsurance. Whether it’s a critical ailment or its accidental death, you will be never run out of the expense. Moreover, visitor insurance also includes all expenses for major medical emergencies and even medical evacuation.

Visitor Insurance also covers flight delays, loss of passport, emergency hotel stays and much more. Do talk to us, before making for flight bookings!